Let’s face it: managing money in your 30s or early 40s can feel like navigating a maze with no map. For many millennials, the financial landscape—marked by student debt, stagnant wages, and skyrocketing housing costs—hasn’t exactly been welcoming. But there’s a quiet revolution happening through earbuds and smartphone speakers. Financial podcasts for millennials have surged in popularity, offering a lifeline of practical advice, relatable stories, and hard-earned wisdom. These shows aren’t just background noise; they’re shaping how a generation approaches saving, investing, and even thinking about wealth. With so many options out there, though, where do you start? That’s the question this piece aims to answer, curating a list of 12 standout podcasts that speak directly to millennial struggles and aspirations. From debt-busting strategies to building long-term security, these voices are worth a listen.
1. The Money Nerds
Hosted by Whitney Hansen,The Money Nerds feels like a candid chat with a financially savvy friend. Hansen, a millennial herself, focuses on actionable steps to tackle debt and build savings—issues that hit close to home for many in this age group. Her episodes often feature guests who’ve paid off massive student loans or pivoted to side hustles, sharing raw, unfiltered stories. One listener described a recent episode as “the push I needed to finally budget without guilt.” Topics range from negotiating salaries to understanding credit scores, all delivered with a no-nonsense vibe. For millennials feeling overwhelmed by numbers, this podcast breaks things down without preaching. Check out Hansen’s insights on her site,Whitney Hansen’s Money Nerds.
2. So Money with Farnoosh Torabi
Farnoosh Torabi’s So Money isn’t just a podcast; it’s a masterclass in financial confidence. Torabi, an award-winning journalist, interviews everyone from celebrities to everyday folks about their money habits, mistakes, and wins. What makes this a must-listen for millennials is her knack for addressing modern challenges—like the gig economy or the pressure to “keep up” on social media. Her episode with a young entrepreneur who turned a side hustle into a six-figure business is particularly inspiring. Torabi’s style is warm yet probing, often uncovering deeper truths about how money shapes identity. Dive into her archives at Farnoosh Torabi’s So Money.
3. The Financial Diet
Based on the popular blog and YouTube channel,The Financial Diet podcast speaks directly to millennials who want money advice without the stuffy corporate jargon. Hosts Chelsea Fagan and Lauren Ver Hage tackle topics like impulse spending, renting versus buying, and even the emotional toll of financial stress. Their conversations feel like eavesdropping on two friends dissecting their latest money mishaps over coffee. A standout episode explores how comparison culture on Instagram fuels overspending—a trap many in their 30s know too well. It’s relatable, often funny, and always practical. Explore more at The Financial Diet.
4. How I Built This
While not exclusively about money, NPR’s How I Built This with Guy Raz offers millennials a unique angle on financial success. Each episode dives into the origin stories of major companies, revealing the grit, failures, and pivots behind household names. For a generation often entrepreneurial by necessity, hearing how others turned ideas into income is motivating. One episode featuring a founder who started with nothing but a laptop resonates deeply in 2025, when side hustles are more common than ever. It’s less about budgeting and more about dreaming big with a financial lens. Listen at NPR’s How I Built This.
5. Millennial Money
Shannah Game’s Millennial Money is tailored to the quirks and crises of this demographic. Game, a certified financial planner, mixes solo episodes with guest interviews to cover everything from investing basics to handling financial anxiety. Her tone is empathetic—she gets that many millennials inherited a tough economic hand. A recent episode on “financial trauma” struck a chord, unpacking how early money struggles shape lifelong habits. It’s a podcast that doesn’t just teach; it validates. For anyone looking to heal their relationship with money, start here at Millennial Money.
6. The Dave Ramsey Show
Dave Ramsey’s no-frills approach to personal finance has a wide appeal, but his podcast holds particular value for millennials drowning in debt. His “baby steps” method—starting with a small emergency fund and snowballing debt payments—offers a clear path out of the red. While his tough-love style might not suit everyone, the real-life caller stories (often from younger adults) add a human touch. One call-in from a 32-year-old who paid off $50,000 in loans felt like a collective win. Find episodes at Ramsey Solutions.
7. ChooseFI
ChooseFI, hosted by Brad Barrett and Jonathan Mendonsa, champions the FIRE movement—Financial Independence, Retire Early. For millennials skeptical of working until 65, this podcast is a revelation. It’s packed with strategies on extreme saving, smart investing, and geo-arbitrage (living cheaply abroad). Their episode on house hacking—renting out rooms to offset a mortgage—feels especially relevant for a generation priced out of homeownership. The hosts’ chemistry keeps heavy topics light. Explore their library at ChooseFI.
8. Afford Anything
Paula Pant’s Afford Anything challenges the idea that you must sacrifice joy for financial stability. Her mantra—“you can afford anything, but not everything”—resonates with millennials balancing YOLO impulses with long-term goals. Episodes dive into real estate, travel hacking, and mindset shifts around money. Pant’s storytelling shines when she unpacks a listener’s journey from paycheck-to-paycheck to financial freedom. It’s a reminder that small choices compound. Tune in at Afford Anything.
9. BiggerPockets Money
For millennials eyeing real estate as a wealth-building tool,BiggerPockets Money is a goldmine. Hosts Mindy Jensen and Scott Trench focus on financial independence through property investment, but their advice extends to budgeting and career growth. A standout episode features a young couple who bought a fixer-upper with almost no down payment—a dream for many. Their practical tips feel achievable, even in a tough 2025 housing market. Check it out at BiggerPockets Money.
10. Journey to Launch
Jamila Souffrant’s Journey to Launch blends personal finance with personal growth, a combo that clicks for millennials seeking purpose alongside profit. Souffrant shares her own path to financial independence while interviewing others on theirs. Her focus on underrepresented voices adds depth, like an episode with a single mom who saved for her kid’s future on a tight income. It’s inspiring without being saccharine. Listen at Journey to Launch.
11. The Stacking Benjamins Show
The Stacking Benjamins Show, hosted by Joe Saul-Sehy and a rotating crew, injects humor into money talk—perfect for millennials wary of dry lectures. Their roundtable format covers news, trends, and listener questions, often with a playful spin. An episode debating whether avocado toast really ruins budgets had a sharp, relatable edge. It’s a podcast that educates while entertaining, a rare balance. Find it at Stacking Benjamins.
12. Money Girl’s Quick and Dirty Tips
Laura Adams’ Money Girl delivers bite-sized financial advice that fits into a busy millennial schedule. Episodes, often under 15 minutes, tackle specific topics like boosting credit or saving for retirement. Her clear, jargon-free style makes complex ideas digestible. One quick tip on automating savings changed how a listener approached their monthly budget, proving small tweaks matter. Access episodes at Quick and Dirty Tips.
These 12 financial podcasts for millennials offer something for everyone—whether you’re clawing out of debt, dreaming of early retirement, or just trying to make sense of a paycheck. They prove that money talk doesn’t have to be intimidating; it can be personal, practical, and even empowering. Plug in, pick one, and start listening. Your future self might just thank you.
With a career spanning investment banking to private equity, Dominik brings a rare perspective on wealth. He explores how money can be a tool for personal freedom and positive impact, offering strategies for abundance that align with your values.
Disclaimer
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